Privacy Policy

Effective Date: August 21, 2026

Kaysha Murphy LLC (“Kaysha Murphy LLC,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information you provide to us. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit cpakay.com (the “Website”) or interact with our services.

By using our Website, you acknowledge the practices described in this Privacy Policy.

Information We Collect

We may collect information that you voluntarily provide to us when you use our Website or contact us.

Information You Provide Directly

This may include:

Name
Email address
Telephone number
Mailing or business address
Information submitted through our contact or client intake forms
Information about the tax services you are interested in
Information you provide when scheduling a consultation
Other information you voluntarily provide when communicating with us

Tax and Financial Information

When you become a client, we may collect sensitive information necessary to provide tax preparation, accounting, consulting, and related services. This information may include, as applicable:

Social Security numbers or taxpayer identification numbers
Income information
W-2s, 1099s, and other tax documents
Information regarding dependents
Bank and financial information
Business and accounting records
Information relating to investments, property, deductions, and credits
Information contained in prior-year tax returns
Other information necessary to prepare tax returns or provide requested services

Sensitive tax and financial documents should be submitted through our designated secure client portal rather than through a standard website contact form unless we specifically instruct you otherwise.

How We Use Your Information

We may use information we collect to:

Respond to inquiries and requests
Schedule consultations and appointments
Provide tax preparation and accounting services
Prepare and file tax returns
Provide tax planning and consulting services
Communicate with clients regarding their services
Request additional information or documentation
Process payments, when applicable
Maintain business and client records
Comply with applicable legal, regulatory, professional, and tax requirements
Protect the security and integrity of our Website and services
Improve our Website and client experience

We will use sensitive tax and financial information only as reasonably necessary to provide requested services, fulfill legal or professional obligations, or as otherwise permitted or required by applicable law.

How We Share Information

Kaysha Murphy LLC does not sell your personal information.

We may disclose information when reasonably necessary to provide services or comply with legal or professional obligations. This may include sharing information with:

Service providers that assist us in operating our business
Secure document and client portal providers
Tax preparation and tax filing software providers
Payment processors, when applicable
Professional advisers or authorized representatives
Government agencies, taxing authorities, or other parties when required or permitted by law
Other parties when you have provided authorization or consent

We seek to work with service providers that maintain appropriate safeguards for information entrusted to them.

Taxpayer Information and Confidentiality

Because Kaysha Murphy LLC provides tax-related services, certain information we receive from clients may be subject to federal and state laws, professional standards, and confidentiality obligations that apply to tax professionals and certified public accountants.

We take these obligations seriously and limit access to client information to individuals and service providers who have a legitimate business or professional need for that information.

Nothing in this Privacy Policy is intended to limit any confidentiality or privacy rights provided to you under applicable law.

Website Forms

Our Website may contain contact forms, client intake forms, and other online forms.

Information submitted through these forms may be used to respond to your inquiry, determine the services you need, communicate with you, or begin the client onboarding process.

Please do not submit Social Security numbers, taxpayer identification numbers, complete tax returns, bank account information, passwords, or other highly sensitive tax or financial information through a general Website contact form.

When sensitive documents are required, we will provide instructions for submitting them through our designated secure client portal.

Secure Client Portal

Clients may be provided access to a secure client portal for the transmission and exchange of tax documents and other sensitive information.

Information submitted through the client portal may be subject to the privacy policy and terms of the third-party provider operating that portal in addition to this Privacy Policy.

Clients should review the applicable privacy and security information provided by the portal provider.

Cookies and Tracking Technologies

Kaysha Murphy LLC does not currently use Google Analytics or similar analytics tools to track visitors across our Website.

Our Website may nevertheless use cookies or similar technologies that are necessary for the operation, security, functionality, or performance of the Website or that are provided by our website hosting platform.

You may be able to control certain cookie settings through your web browser or device settings.

Third-Party Services and Websites

Our Website may contain links, integrations, or services provided by third parties.

These third parties may have their own privacy policies and terms of use. Kaysha Murphy LLC is not responsible for the privacy or security practices of third-party websites or services that we do not control.

We encourage you to review the privacy policies of third-party services before providing them with personal information.

Data Security

We take reasonable administrative, technical, and organizational measures designed to protect personal and client information from unauthorized access, use, alteration, disclosure, or destruction.

However, no website, electronic transmission, or method of storing information can be guaranteed to be completely secure. We cannot guarantee the absolute security of information transmitted through the Internet.

You are responsible for maintaining the confidentiality of any account credentials or login information provided to you for access to our services or client portal.

Data Retention

We retain personal and client information for as long as reasonably necessary to provide our services, maintain appropriate business and professional records, comply with applicable legal, regulatory, tax, accounting, and professional requirements, resolve disputes, and enforce our agreements.

The length of time information is retained may vary depending on the type of information and the circumstances under which it was collected.

Children's Privacy

Our Website and services are not directed toward children under the age of 13.

We do not knowingly collect personal information directly from children under 13 through our Website. If you believe that a child has provided personal information to us, please contact us so that we can take appropriate steps.

Your Privacy Choices

Depending on applicable law, you may have certain rights regarding your personal information, including the ability to:

Request access to certain personal information we maintain about you
Request correction of inaccurate information
Request deletion of information where legally permitted
Ask questions about how your information is collected or used
Withdraw consent where processing is based on consent

Certain information may be exempt from deletion or other requests because we are required or permitted to retain it for tax, legal, regulatory, professional, or recordkeeping purposes.

To make a privacy-related request, please contact us using the information provided below.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our services, Website, business practices, or applicable legal requirements.

When we make changes, we will update the “Effective Date” at the top of this Privacy Policy.

We encourage you to periodically review this page for the most current version.

If you have questions about this Privacy Policy or how Kaysha Murphy LLC handles personal information, please contact us through the contact information provided on our Website.

Terms & Conditions

Effective Date: August 21, 2026

Welcome to cpakay.com, the website of Kaysha Murphy LLC (“Kaysha Murphy LLC,” “we,” “us,” or “our”).

These Terms & Conditions (“Terms”) govern your access to and use of our Website and related online services.

By accessing or using this Website, you agree to these Terms. If you do not agree with these Terms, please do not use the Website.

1. Website Purpose

This Website provides general information about Kaysha Murphy LLC, our tax preparation and related professional services, and ways to contact or engage with our firm.

Information provided through the Website is intended for general informational purposes and does not, by itself, establish a client relationship between you and Kaysha Murphy LLC.

2. No Client Relationship Through Website Use

Submitting a contact form, sending an inquiry, scheduling an appointment, or communicating through the Website does not automatically establish a professional or client relationship.

A client relationship is established only after Kaysha Murphy LLC has accepted an engagement and the appropriate engagement documentation has been completed.

3. Tax and Financial Information

Information provided on this Website is not intended to constitute individualized tax, accounting, financial, legal, or investment advice.

Tax laws and regulations may change, and individual circumstances vary.

You should consult with a qualified professional regarding your specific situation before making decisions based on information provided through this Website.

4. Accuracy of Information

We make reasonable efforts to provide accurate and current information on our Website.

However, we do not warrant that all Website content is complete, accurate, current, or applicable to every individual's circumstances.

We reserve the right to modify or update Website content at any time without notice.

5. Professional Services

Tax preparation, tax planning, accounting, consulting, and other professional services are provided pursuant to separate client engagement agreements.

The terms of an engagement agreement may contain additional requirements, limitations, responsibilities, deadlines, fees, and other conditions applicable to the professional services provided.

If an engagement agreement conflicts with information contained on this Website, the applicable engagement agreement will control with respect to the professional services provided under that agreement.

6. Client Responsibilities

Clients are responsible for providing complete, accurate, and timely information and documentation necessary for the services they request.

Kaysha Murphy LLC is not responsible for errors, delays, penalties, interest, or other consequences resulting from inaccurate, incomplete, misleading, or untimely information provided by a client or third party.

Clients should promptly notify Kaysha Murphy LLC of any changes or information that may affect services being provided.

7. Tax Filing Deadlines

Tax filing deadlines and payment requirements are established by applicable taxing authorities and may vary based on individual circumstances.

Clients are responsible for providing requested information and documentation sufficiently in advance of applicable deadlines.

Kaysha Murphy LLC does not guarantee that a tax return, extension, payment, or other filing will be completed by a particular deadline unless expressly agreed to in writing.

8. Fees and Payments

Fees for professional services are determined based on the services requested, the complexity of the engagement, and applicable fee arrangements.

Any applicable fees, payment terms, and refund policies will be communicated to clients through the applicable engagement agreement, invoice, or other written communication.

Website content regarding services does not constitute a guarantee of a particular fee.

9. Electronic Communications

By contacting Kaysha Murphy LLC electronically, you acknowledge that electronic communications may involve certain risks.

You should not send highly sensitive tax or financial information through standard email or Website contact forms unless specifically instructed to do so.

When available, Kaysha Murphy LLC will provide clients with instructions for using an appropriate secure client portal for sensitive documents.

10. Intellectual Property

Unless otherwise stated, content on this Website, including text, logos, graphics, photographs, branding, design elements, and other materials, is owned by or licensed to Kaysha Murphy LLC and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, publish, or commercially exploit Website content without prior written permission.

11. Third-Party Links

Our Website may contain links to third-party websites or services.

These links are provided for convenience and informational purposes. Kaysha Murphy LLC does not control or endorse all third-party websites and is not responsible for their content, availability, privacy practices, or security.

Your use of third-party websites is subject to their respective terms and policies.

12. Website Availability

We do not guarantee that the Website will always be available, uninterrupted, secure, or free from errors.

We may modify, suspend, or discontinue any portion of the Website at any time.

13. Prohibited Use

You agree not to use the Website:

For any unlawful purpose
To interfere with the operation or security of the Website
To attempt unauthorized access to systems or accounts
To submit false or misleading information
To transmit malicious software or harmful code
To infringe upon the rights of Kaysha Murphy LLC or another person or entity
In any manner that violates applicable law

14. Limitation of Liability

To the fullest extent permitted by applicable law, Kaysha Murphy LLC and its owners, employees, agents, and service providers will not be liable for damages arising from your use of, or inability to use, the Website or reliance on general information provided through the Website.

This limitation does not apply to liability that cannot legally be excluded or limited under applicable law.

15. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Kaysha Murphy LLC and its owners, employees, agents, and service providers from claims, liabilities, damages, losses, and expenses arising from your unlawful use of the Website, violation of these Terms, or submission of false, inaccurate, or misleading information.

16. Governing Law

These Terms will be governed by and interpreted in accordance with the laws applicable to Kaysha Murphy LLC, without regard to conflict-of-law principles.

Any dispute arising from these Terms or your use of the Website will be handled in a court or other forum with appropriate jurisdiction.

17. Changes to These Terms

Kaysha Murphy LLC may modify these Terms at any time.

Updated Terms will be posted on this Website with a revised effective date. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms to the extent permitted by law.